Monthly archive

January 2021

Posted on in Finance/Government/Investment/Public Policy/Volume III

Community Credit Unions, California State Credit Unions, and Community Banks: American Bankers (2019) Reignites the Tax Exemption Debate and Highlights an Opportunity

By Johnathan Bender            I. Introduction: Already serving over 122.3 million members throughout the United States and with over $1.5 trillion in assets, credit unions (CU) have successfully competed with both small and large commercial banks for consumers over many decades.[1] As the CU membership field requirements are being relaxed and the services offered are being… Keep Reading

DEMANDING DIVERSITY: MONEY TALKS

By Hailey Hoyt          In the modern law firm, professional inclusivity should be a standard practice. Unfortunately, at this point in time, even with heightened awareness and expectations of diversity, firm demographics remain largely unchanged from a decade ago. Despite the longstanding, stagnant nature of firm demographics, sheer practicality now demands that firms diversify or be… Keep Reading

Posted on in Finance/Government/Public Policy/Volume III

Will the Consumer Financial Protection Bureau Start Regulating Commercial Lending to Small Businesses? A brief analysis of the current state of commercial regulation and evaluating its future

By Scott Natsuhara            We now live in a world where we are accustomed to heavy disclosures and regulations in our daily banking transactions. It may be hard to believe that before the Frank-Dodd Act, opening a bank account or applying for a loan required only a fraction of the paperwork.  Neither did applying for new… Keep Reading

The Shift Away from Traditional Commercial Real Estate Leasing

By Marquis Cardwell            The COVID-19 pandemic has caused unprecedented economic and social consequences that have adversely affected how companies operate. Various stay-at-home orders implemented across the country forced companies to cease in-person operations while still being responsible for the obligations under their leases. According to a report conducted by Motus, approximately 11 billion square feet… Keep Reading

Posted on in Public Policy/Real Estate/Volume III

The Effects of the Clippers’ New Stadium & the Implications of Relocation

By Kevin Glaudin            The Los Angeles Clippers have called the Staples Center home for 21 years. Beginning in 2021, construction of a new 18,000 seat arena in the Inglewood area will begin, which the team will call home in 2024. Following the Rams and the Chargers, the Clippers franchise is the newest California sports team… Keep Reading

Posted on in Government/Public Policy/Volume III

The U.S. Higher Education System and Its Future

By Niko Zhou            The COVID-19 pandemic has had unprecedented effects on the United States’ higher education system. With closed borders, an increasingly hostile view of international students, a protectionist standpoint, and new restrictive modifications to the H1B visa requirements, universities are entering unknown territory. International students have always served as a reliable and steady source… Keep Reading

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