By Simon Lockard Introduction: Interest rates play a large part in the frequency and negotiation leverage of M&A deals. In this paper, I will discuss what interest rates are, who determines them, how they are determined, and the justifications for lowering or increasing interest rates. Then, I will discuss the period between 2020 and 2024,… Keep Reading
By Chance King Introduction Litigation funding, also known as third-party financing or legal finance, has a rich and evolving history in the United States. It refers to the practice where a third party provides financial support to a plaintiff in exchange for a portion of the potential monetary proceeds from a lawsuit. Over the years,… Keep Reading
By Benjamin Miles I. Introduction to Bankruptcy Fraud Although many foreign legal scholars praise the U.S. bankruptcy system for its effectiveness in providing a fresh start for individuals or businesses in financial distress, the American public largely has lost faith in the system because of its perceived misuse by businesses seeking to evade debt obligations.… Keep Reading
By Lauren Dickstein I. Introduction: About M&A Mergers and acquisitions, commonly known as M&A, refers to the process of combining different companies through buying and selling.[1] While M&A transactions take place in various forms or “deal structures,” they all involve the transfer of ownership of part or all of a business.[2] For example, a company… Keep Reading
By Nicole Farahan The Implied Covenant of Good Faith and Fair Dealing Contracting parties can choose to waive many duties. One duty, however, cannot be waived nor contracted around: the Implied Covenant of Good Faith and Fair Dealing (the “Covenant”). Even though the duty is not explicitly stated in an agreement between contracting parties, hence… Keep Reading
By Benjamin Miles The word on Wall Street is a recession is looming. After all, we are technically in a recession, given that in the last two consecutive quarters, the economy has contracted. With the unemployment rate at 3.7% and housing prices still near recent highs, many are reluctant to describe the current economy as a recession.… Keep Reading
by Shantal Malmed The COVID-19 pandemic initially caused a reduced cash flow making it difficult for landlords to make timely mortgage payments. As much of the workforce is now remote, tenant income has decreased, and the commercial and residential real estate markets have suffered. Landlords whose incomes stem from revenues produced by single residential properties,… Keep Reading
by Marquis Cardwell The GameStop market disruption has exposed the strength of self-directed investors and the power of online forums, which will force investment institutions to adapt their strategies to the rapidly growing market forces. This market disruption was spurred by r/wallstreetbets, a Reddit forum that actively targets stocks that have a possibility of exploiting… Keep Reading
By Johnathan Bender I. Introduction: Already serving over 122.3 million members throughout the United States and with over $1.5 trillion in assets, credit unions (CU) have successfully competed with both small and large commercial banks for consumers over many decades.[1] As the CU membership field requirements are being relaxed and the services offered are being… Keep Reading
By Scott Natsuhara We now live in a world where we are accustomed to heavy disclosures and regulations in our daily banking transactions. It may be hard to believe that before the Frank-Dodd Act, opening a bank account or applying for a loan required only a fraction of the paperwork. Neither did applying for new… Keep Reading