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Government

Wind Energy ETFs and REITs for the Win(D)

By Lindsey Sporrer Introduction The United States is on track to realize the current administration’s goal of having 100% green electricity power the nation’s grid by 2035 and the more-ambitious goal of net-zero emissions by 2050.[1]  Of the ways to achieve this green electricity goal including solar, wind, geothermal, biogas, eligible biomass, and low-impact small… Keep Reading

Posted on in Finance/Government/Investment/Public Policy/Volume III

Community Credit Unions, California State Credit Unions, and Community Banks: American Bankers (2019) Reignites the Tax Exemption Debate and Highlights an Opportunity

By Johnathan Bender            I. Introduction: Already serving over 122.3 million members throughout the United States and with over $1.5 trillion in assets, credit unions (CU) have successfully competed with both small and large commercial banks for consumers over many decades.[1] As the CU membership field requirements are being relaxed and the services offered are being… Keep Reading

Posted on in Finance/Government/Public Policy/Volume III

Will the Consumer Financial Protection Bureau Start Regulating Commercial Lending to Small Businesses? A brief analysis of the current state of commercial regulation and evaluating its future

By Scott Natsuhara            We now live in a world where we are accustomed to heavy disclosures and regulations in our daily banking transactions. It may be hard to believe that before the Frank-Dodd Act, opening a bank account or applying for a loan required only a fraction of the paperwork.  Neither did applying for new… Keep Reading

Posted on in Government/Public Policy/Volume III

The U.S. Higher Education System and Its Future

By Niko Zhou            The COVID-19 pandemic has had unprecedented effects on the United States’ higher education system. With closed borders, an increasingly hostile view of international students, a protectionist standpoint, and new restrictive modifications to the H1B visa requirements, universities are entering unknown territory. International students have always served as a reliable and steady source… Keep Reading

Posted on in Government/Public Policy/Volume II

Is Immigration Enforcement Good for Business? A Look Inside GEO Group, Inc.

By Ashley Zavala Spotlight – The Geo Group, Inc. Since his inauguration, President Trump has posted tweets and has implemented executive orders and immigration policies that have been extensively covered by the American news media. With politics so heavily publicized and debated, certain factors often go overlooked, such as how these immigration policies are carried… Keep Reading

Posted on in Capital Markets/Government/Trade/Volume I

Investing in China in 2018: What Are the Risks?

By Jingchao (Diana) Gong China has been attracting global investors for its growth in recent years. According to data from the International Monetary Fund (IMF) in 2016, China made up “28 percent of global GDP growth – a greater share of global growth than the US, Europe and Japan combined.”[1] Meanwhile, many risks exist when investing… Keep Reading

Posted on in Government/Public Policy/Technology/Volume I

Politicizing User Information: How Partisan Divisions in Congress Affect Personal Liberties Online

By Jonathan Kwortek Recently, scandal involving Cambridge Analytica, a political data firm, dominated the news cycle for weeks on end. Cambridge Analytica’s misuse of personal information from Facebook to target individuals with political advertisements[1] compelled Congress to invite Facebook’s CEO Mark Zuckerberg to testify. While Republicans’ questioning displayed an interest in the social network’s handling… Keep Reading

Posted on in Employment/Government/Public Policy/Volume I

Humanity Aside: Why Employers Should Care About Overseas Filipino Workers’ Welfare

By Krisha Mae Cabrera    “BODY OF OFW FOUND IN FREEZER” — news of the brutal death of an Overseas Filipino Worker (OFW) rattled the Filipino community early in 2018.  Joanna Demafelis was a domestic worker in Kuwait whose body was found in a freezer with signs of torture and strangulation. Though the details surrounding… Keep Reading

Posted on in Capital Markets/Government/Technology

Should the Crypto-Industry be Self-Regulated?

By Conner Morris  Why the Cryptocurrency Market Is Worth Regulating Currently, the market capitalization of all cryptocurrencies is around $500 billion, after a significant increase to $630 billion in January 2018.[1] While the industry has been growing steadily over the last few years, in 2017 the digital asset industry exploded – the number of cryptocurrencies… Keep Reading

Posted on in Cybersecurity/Government/Technology

The Effects of China’s New Cybersecurity Law on Multinational Companies

By Mingmei Zhu  China’s Cybersecurity Law became effective on June 1, 2017. It subjects multinational companies to liability or penalty if they endanger China’s network security and personal information. Multinational companies have to comply with certain requirements under the Law, though the Law is unclear in some aspects and should be interpreted in more detail.… Keep Reading

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