By Benjamin Miles The word on Wall Street is a recession is looming. After all, we are technically in a recession, given that in the last two consecutive quarters, the economy has contracted. With the unemployment rate at 3.7% and housing prices still near recent highs, many are reluctant to describe the current economy as a recession.… Keep Reading
By Elisabeth Nations Direct-to-consumer genetic testing companies such as 23andMe are founded on collecting customers’ private health information, yet this sensitive data is not protected by strong federal legislation. Even the Health Insurance Portability and Accountability Act of 1996 (HIPAA), the touchstone for protecting health data in the United States, does not apply to these… Keep Reading
By Philip Chang Introduction In recent years, antitrust prosecutors have shifted their focus to the technology industry. Antitrust litigation and attempts to regulate monopolistic corporate practices have existed since the late 1800s. The Sherman Act, the first antitrust law passed in 1890, was considered a “comprehensive charter of economic liberty aimed at preserving free… Keep Reading
By Lindsey Sporrer Introduction The United States is on track to realize the current administration’s goal of having 100% green electricity power the nation’s grid by 2035 and the more-ambitious goal of net-zero emissions by 2050.[1] Of the ways to achieve this green electricity goal including solar, wind, geothermal, biogas, eligible biomass, and low-impact small… Keep Reading
By Johnathan Bender I. Introduction: Already serving over 122.3 million members throughout the United States and with over $1.5 trillion in assets, credit unions (CU) have successfully competed with both small and large commercial banks for consumers over many decades.[1] As the CU membership field requirements are being relaxed and the services offered are being… Keep Reading
By Scott Natsuhara We now live in a world where we are accustomed to heavy disclosures and regulations in our daily banking transactions. It may be hard to believe that before the Frank-Dodd Act, opening a bank account or applying for a loan required only a fraction of the paperwork. Neither did applying for new… Keep Reading
By Niko Zhou The COVID-19 pandemic has had unprecedented effects on the United States’ higher education system. With closed borders, an increasingly hostile view of international students, a protectionist standpoint, and new restrictive modifications to the H1B visa requirements, universities are entering unknown territory. International students have always served as a reliable and steady source… Keep Reading
By Ashley Zavala Spotlight – The Geo Group, Inc. Since his inauguration, President Trump has posted tweets and has implemented executive orders and immigration policies that have been extensively covered by the American news media. With politics so heavily publicized and debated, certain factors often go overlooked, such as how these immigration policies are carried… Keep Reading
By Jingchao (Diana) Gong China has been attracting global investors for its growth in recent years. According to data from the International Monetary Fund (IMF) in 2016, China made up “28 percent of global GDP growth – a greater share of global growth than the US, Europe and Japan combined.”[1] Meanwhile, many risks exist when investing… Keep Reading
By Jonathan Kwortek Recently, scandal involving Cambridge Analytica, a political data firm, dominated the news cycle for weeks on end. Cambridge Analytica’s misuse of personal information from Facebook to target individuals with political advertisements[1] compelled Congress to invite Facebook’s CEO Mark Zuckerberg to testify. While Republicans’ questioning displayed an interest in the social network’s handling… Keep Reading